Budgeting & spending tracker
Know where your money goes before it's gone.
Spenditures turns your bank statements into a clear monthly budget. Import transactions, let AI sort them, and see planned vs. actual spending, plus a forecast, in one place.
Already have an account? Log in
- CSV & PDF statement import
- AI categorisation that learns
- Budgeted vs. actual statement
- Encrypted per user
- Works on your phone
From messy statement to clear budget in four steps
-
Set your plan
We start you with ready-made categories. Tweak the monthly amounts and add your own.
-
Add accounts & transactions
Add your bank accounts and credit cards, then import a statement or CSV. Premium members can connect a bank directly.
-
Let AI categorise
Each transaction is matched to your categories. Fix any mistakes and it gets better next time.
-
Read your statement
Compare planned and actual income and spending, and forecast your current account forward.
Everything you need to stay in control
Dashboard
Your whole month at a glance
Available balance, budget progress and credit card periods on one screen. Drag cards to arrange it your way.
Categories
A budget that matches your life
Start from sensible defaults, rename anything, add your own, and drag categories between income and expenses.
Transactions
Import, categorise, done
Drop in a bank statement (CSV or PDF). AI sorts each line into your categories, and every correction you make teaches it.
Statement
Budgeted vs. actual, plus a forecast
See what you planned next to what really happened, then project where your current account is heading.
Start free. Go further with Premium.
Core
- Budget categories & monthly amounts
- Manual accounts, CSV & PDF import
- AI categorisation that learns
- Monthly statement & forecast
- Dashboard summary
Premium
- Everything in Core
- Connect your bank and sync transactions automatically
- Savings buckets with targets & monthly projections
- Savings accounts managed alongside your budget
Getting started guide
- 1
Create your account
Register and follow the short setup. It takes you through profile, categories, accounts and transactions in order.
- 2
Review your categories
Rename, remove or add categories, and set what you plan to spend or earn each month.
- 3
Add an account and import
Add a current account or credit card, then upload a CSV (needs
date,descriptionandamountcolumns) or a PDF statement. - 4
Check the categories
Glance down the list and correct anything AI got wrong. Those corrections train it for next time.
- 5
Open your statement
See budgeted vs. actual and forecast ahead. The dashboard gives you the summary any time.
Questions
How do I get my transactions in?
Import a bank statement as a CSV or PDF, or add them by hand on manual savings accounts. Premium members can connect a supported bank and have transactions synced automatically.
How does the AI categorisation work?
Imported transactions are matched to your own categories using AI. When you correct one, that correction is used to categorise similar transactions better in future.
Is my financial data protected?
Account names, owners, balances, transaction amounts and descriptions, and budget amounts are encrypted at rest with a key unique to your user account.
Do savings buckets move my money?
No. Buckets are a planning tool. Contributions and withdrawals show how you intend to split your savings and don't transfer anything at your bank.
Can I use it on my phone?
Yes. The site is built to work on mobile screens too.
I need a hand.
Visit the help centre or contact us.